Supplemental health insurance can help families deal with the extra costs associated with hospital stays. Things like:

• Deductibles and co-insurance amounts
• Private room and private duty nurse fees
• Extra transportation, lodging, or meals
• Unexpected child care

Not only can the supplemental insurance help pay for things not covered by your primary health insurance policy, but it also has other advantages including:

• Coverage begins on the first day of the hospital stay; there is no deductible or waiting period,
• Covered hospital stays are payable for up to one year for the same or related condition, and
• Reimbursements are paid directly to you, unless you tell us otherwise.

*Specifically, Hospital Income, Hospital Indemnity, Hospital Confinement Indemnity Coverage, Hospital Confinement Indemnity Policy, Supplemental Hospital Indemnity policy and Daily Hospital Confinement Indemnity.