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355 W. Main St. • Covington, VA 24426 | 704 W. Main St. • Radford, VA 24141

355 W. Main St. • Covington, VA 24426 | 704 W. Main St. • Radford, VA 24141

About RVAC Life & Retirement, LLC


Roanoke Valley Alleghany County Life and Retirement was born March 7, 2016. As a result of corporate downsizing, an all to common practice in business today. RVAC Life & Retirement was created by managing partners Timmy Hurst, Partners Durwin “Sonny” Waddell and Steve Hollins. An Independent Life Insurance and Retirement Planning Organization. Focusing on America’s broad middle market and main street small business. At our core RVAC is built around a career distribution-like mindset. With a customer focus on “Living Benefits” Life Insurance you don’t have to die to use. As well as the #1 concern for those approaching retirement. Will my retirement savings last?

Our Team Members

Our Team Members

Managing Partner

Timmy Hurst - CLF, LUTCF
(p) 540.320.4734 |

Timmy has 40+ years in the financial services business. Spending 34 with AIG/American General. He served as managing director for the states of Virginia and West Virginia for the last 17 years. He received the first ever Benjamin Woodson Manager of the Year award in 2002. Timmy and his wife Debbie reside in Pulaski County and have 2 children as well as 4 grandchildren. He has served on the Pulaski County School Board since 2014. The last 3 years as Chairman. Timmy also serves as a Deacon at his church.


Durwin "Sonny" Waddell
(p) 540.969.9651 - (f) 540.965.9271 |

A lifelong resident of Covington and Alleghany Co., Sonny started his career as a Financial Representative on April 3, 1993. The last 20 years he spent as a Associate Manager with AIG Financial Network formally American General Life and Accident. Over the years Sonny has helped thousands of his clients meet both personal and business goals and dreams. Sonny has been married to his wife Carolyn for over 25 years. They have three children Preston, Austin and Kinlee. In his spare time he enjoys hunting, fishing and spending time with his family, especially his Grandson Spencer. Email or give Sonny a call for all your Life and Retirement needs.


Steve Hollins
(p) 540.633.6500 - (f) 540.633.6600 |

Protecting individuals, families, and business owners in the New River Valley and Roanoke Valley since 1999; Steve has grown in the insurance business from Agent to Associate Manager to Partner. Steve came to the area to attend VA Tech where he earned a degree in Marketing, then returned a few years later as a manager with K-Mart Corp. He then transitioned to insurance planning and furthered his education in the insurance industry while cultivating relationships with clients through referrals and networking. Steve enjoys camping, hiking, biking, and kayaking; especially with his sons, Tristan and Weston. Call or email Steve for all your life insurance and retirement planning needs.

Associate Partner

Shawn R. Simmons
(p) 540.969.7476 - (f) 540.965.9271 |

"Shawn, is an avid outdoorsman and a financial professional. In that order."

Associate Partner

Lee McMullen
(p) 540.354.4810 |

Associate Partner

Gary Lacy
(p) 304.541.3796

I started my insurance career back in 1992. I currently hold licenses in West Virginia, Ohio, Kentucky, Virginia, & North Carolina. Prior to the insurance career I served four years in the United States Marine Corps. I have been blessed to work with a lot of great people over the years. Some of my accomplishments are, I have earned my LUTCF designation, completed a course called AMTC, which stands for Agency Management Training Council, as well as completing some CLU courses. During my career I have qualifier for many sales leader conferences. I have also held several leadership positions in my career.Including being a General Manager for a former employer. I owe my success in the business to the following approach, I believe this business is a RELATIONSHIP building business instead of a insurance sales business. Because without the relationship you never establish trust. For someone reading this that may not know me, and needs my assistance, I would be honored to call you a friend as well as a client. Thanks you!!!

Associate Partner

Charles “Mike” McMillan
(p) 540.392.2076 - (f) 540.633.6600 |

Associate Partner

Kenny Farley
(p) 540.392.4168

Kenny Farley started with RVAC in August 2017. Kenny also pastors a small country church and also plays and sings gospel music with his daughters.

Associate Partner

Jessica Crowe
(p) 540.922.3891 |

Associate Partner

Kyle Moore

A native of Southwest Va. Kyle is a Retired member of the U.S. Army and a current Virginia State Trooper. He is in the process of starting a new career in the Life insurance & Annuities field. Kyle has been married to his wife Jackie for over 30 years. He has 2 beautiful daughters Leanne Posey and Larissa Jordan. He enjoys Bass fishing and spending time with his 2 granddaughters Remington and Rain.

Associate Partner

Brian Stacy
(p) 540.230.7683 |

Brian has been in the financial services industry since 2006 with experience in insurance, retirement planning, and banking. His main focus is assisting clients with their needs as they approach retirement. He resides in Pulaski with his wife Amber and their two children, Ty and Lydia. He spends his free time fishing and coaching youth sports in Pulaski County.

Other Associate Partners

Tim Coleman

Nancy Lane

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